Which stock is cheaper: BAJFINANCE or CHOLAFIN?

Based on Price to Earnings, BAJFINANCE trades at a P/E of 31.2 while CHOLAFIN trades at a P/E of 23.9.

Does BAJFINANCE or CHOLAFIN have higher ROCE?

BAJFINANCE generates an ROCE of 13.7% compared to CHOLAFIN's ROCE of 10.1%.

BAJAJ FINANCE LIMITED (BAJFINANCE) has a market cap of ₹6,43,553 Cr compared to CHOLAMANDALAM IN & FIN CO (CHOLAFIN) with ₹1,57,652 Cr.

BAJFINANCEFinancial Services

₹939.10+0.02%

Market Cap: ₹6,43,553 Cr

CHOLAFINFinancial Services

Leads (3/5)

₹1,586.00-1.13%

Market Cap: ₹1,57,652 Cr

Automated quantitative breakdown of fundamental strengths between BAJFINANCE and CHOLAFIN.

Attractive ValuationCHOLAFIN (P/E 23.9)Trades at lower Price-to-Earnings

Capital EfficiencyBAJFINANCE (ROCE 13.7%)Superior operating return on capital

Balance Sheet SafetyCHOLAFINLower debt-to-equity ratio

Shareholder YieldCHOLAFIN (12.00%)Higher annual dividend yield

Green highlight indicates the stronger metric

Financial Metric	BAJFINANCE	CHOLAFIN
Valuation Multiples
Market Capitalization	₹6,43,553 Cr	₹1,57,652 Cr
Price to Earnings (P/E)	31.17	23.93
Price to Book (P/B)	9.92	5.19
Profitability & Capital Efficiency
Return on Capital Employed (ROCE)	13.71%	10.07%
Return on Equity (ROE)	29.07%	14.87%
Operating Profit Margin (OPM)	N/A	N/A
Net Profit Margin (NPM)	41.52%	40.72%
Balance Sheet & Solvency
Debt to Equity Ratio	5.44	0.00
Dividend Yield	5.86%	12.00%
Historical Growth
3-Year Sales Growth (CAGR)	-19.49%	-31.59%
Latest Quarter Financial Results
Quarterly Revenue (30 Jun 2026)	₹14,171 Cr	₹4,949 Cr
Quarterly Net Profit	₹5,986 Cr	₹1,656 Cr