Which stock is cheaper: M&MFIN or CHOLAFIN?

Based on Price to Earnings, M&MFIN trades at a P/E of 15.7 while CHOLAFIN trades at a P/E of 23.9.

Does M&MFIN or CHOLAFIN have higher ROCE?

M&MFIN generates an ROCE of 10.7% compared to CHOLAFIN's ROCE of 10.1%.

M&M FIN. SERVICES LTD (M&MFIN) has a market cap of ₹49,491 Cr compared to CHOLAMANDALAM IN & FIN CO (CHOLAFIN) with ₹1,57,652 Cr.

M&MFINFinancial Services

Leads (4/5)

₹261.70-1.32%

Market Cap: ₹49,491 Cr

CHOLAFINFinancial Services

₹1,586.00-1.13%

Market Cap: ₹1,57,652 Cr

Automated quantitative breakdown of fundamental strengths between M&MFIN and CHOLAFIN.

Attractive ValuationM&MFIN (P/E 15.7)Trades at lower Price-to-Earnings

Capital EfficiencyM&MFIN (ROCE 10.7%)Superior operating return on capital

Balance Sheet SafetyTie (Both Debt-Free)Both companies are zero debt

Shareholder YieldM&MFIN (87.50%)Higher annual dividend yield

Green highlight indicates the stronger metric

Financial Metric	M&MFIN	CHOLAFIN
Valuation Multiples
Market Capitalization	₹49,491 Cr	₹1,57,652 Cr
Price to Earnings (P/E)	15.71	23.93
Price to Book (P/B)	2.00	5.19
Profitability & Capital Efficiency
Return on Capital Employed (ROCE)	10.66%	10.07%
Return on Equity (ROE)	8.26%	14.87%
Operating Profit Margin (OPM)	N/A	N/A
Net Profit Margin (NPM)	37.16%	40.72%
Balance Sheet & Solvency
Debt to Equity Ratio	0.00	0.00
Dividend Yield	87.50%	12.00%
Historical Growth
3-Year Sales Growth (CAGR)	80.88%	-31.59%
Latest Quarter Financial Results
Quarterly Revenue (30 Jun 2026)	₹2,969 Cr	₹4,949 Cr
Quarterly Net Profit	₹926 Cr	₹1,656 Cr