Which stock is cheaper: BAJFINANCE or JIOFIN?

Based on Price to Earnings, BAJFINANCE trades at a P/E of 31.2 while JIOFIN trades at a P/E of 67.4.

Does BAJFINANCE or JIOFIN have higher ROCE?

BAJFINANCE generates an ROCE of 13.7% compared to JIOFIN's ROCE of 9.6%.

BAJAJ FINANCE LIMITED (BAJFINANCE) has a market cap of ₹6,43,553 Cr compared to JIO FIN SERVICES LTD (JIOFIN) with ₹1,51,806 Cr.

BAJFINANCEFinancial Services

₹939.10+0.02%

Market Cap: ₹6,43,553 Cr

JIOFINFinancial Services

Leads (3/5)

₹204.50-1.21%

Market Cap: ₹1,51,806 Cr

Automated quantitative breakdown of fundamental strengths between BAJFINANCE and JIOFIN.

Attractive ValuationBAJFINANCE (P/E 31.2)Trades at lower Price-to-Earnings

Capital EfficiencyBAJFINANCE (ROCE 13.7%)Superior operating return on capital

Balance Sheet SafetyJIOFINLower debt-to-equity ratio

Shareholder YieldJIOFIN (13.69%)Higher annual dividend yield

Green highlight indicates the stronger metric

Financial Metric	BAJFINANCE	JIOFIN
Valuation Multiples
Market Capitalization	₹6,43,553 Cr	₹1,51,806 Cr
Price to Earnings (P/E)	31.17	67.35
Price to Book (P/B)	9.92	5.18
Profitability & Capital Efficiency
Return on Capital Employed (ROCE)	13.71%	9.65%
Return on Equity (ROE)	29.07%	3.17%
Operating Profit Margin (OPM)	N/A	71.91%
Net Profit Margin (NPM)	41.52%	87.69%
Balance Sheet & Solvency
Debt to Equity Ratio	5.44	0.00
Dividend Yield	5.86%	13.69%
Historical Growth
3-Year Sales Growth (CAGR)	-19.49%	119.27%
Latest Quarter Financial Results
Quarterly Revenue (30 Jun 2026)	₹14,171 Cr	₹1,795 Cr
Quarterly Net Profit	₹5,986 Cr	₹830 Cr